Start Local. Live Steller.
Banking local means the person reviewing your mortgage knows the neighbourhood it’s in. It means fair fees, competitive rates, and decisions made here rather than somewhere three provinces away. And because StellerVista is a credit union, a share of what we earn comes back to members and to local organizations every year — more than $1 million of it in 2025.
Right now, doing your everyday banking with us also puts you in the draw for something worth talking about.
Qualifying is the easy part. Join, buy, borrow, spend or save with StellerVista before December 31 and you’re in. Every qualifying step earns an entry, entries are recorded automatically, and there’s no form to fill out.
No purchase or product necessary. Open to eligible British Columbia residents age 19 or older who are or become StellerVista members in good standing. Conditions apply. Full prize details and Official Rules apply to
Limited Time Offers
Free unlimited chequing for new members
Join StellerVista before Dec 31, 2026, and you will receive free unlimited chequing for two years. That includes eTransfers, mobile wallets, Visa Debit use, paying bills, and anything else you might do day-to-day. No Monthly fee, and no service fees – for two full years.
Also, switching is easier than ever before, and if you want move your deposits or payments, our team can do the lifting for you.
This offer is for new members only, and is an added bonus to the ongoing LiveSteller contest.
Earn up to 4.2% on your money, guaranteed*
For a limited time, StellerVista is offering GIC rates as high as 4.20% on new money brought to the credit union. It is a simple way to put your savings to work with a guaranteed rate and a clear return you can plan around.
We also have competitive rates across a range of terms and savings options, so whether you are looking for something short-term or planning further ahead, our team can help you find the right fit.
*Rates are available for a limited time and may change without notice.
Get $100 to help start their RESP
Open a new RESP for your child with StellerVista by December 31, 2026, and we’ll contribute $100 directly into the account to help get their savings started.
An RESP is a simple way to begin saving for future education, and our team can help you get everything set up and explain how the account works.
This offer is available for new RESP accounts opened during the promotion period.
Get up to $5,000 cash back on your mortgage*
Get a new StellerMortgage with StellerVista and you can earn up to $5,000 cash back to help with moving costs, furnishings, or settling into your new home.
Whether you’re buying your first home or your next one, our team can walk you through your options and help you find a mortgage that fits your plans.
This offer is available for new StellerMortgages funded during the promotion period. Conditions apply.
Rates as low as 4.65% on debt consolidation and personal loans*
Bring your debts together or cover a big expense with a StellerVista debt consolidation or personal loan, with rates as low as 4.65% until December 31, 2026.
One payment is easier to keep track of, and our team can sit down with you, look at what you’re carrying, and help you find a plan that works.
This offer is available for new debt consolidation and personal loans funded during the promotion period. Rates are on approved credit and conditions apply.
Better local banking for everyone
Every mortgage, account and card held here instead of at a national bank keeps those earnings in the region — funding better rates, fairer fees, and one of the most active sources of support for the small businesses and non-profits that hold these towns together. The stronger we get, the more that comes back.
And that return is not goodwill, it is good governance. Patronage dividends to members and giving back to our communities are built into how this credit union is structured, not a marketing decision made in a good year.
Not sure where to start?
You do not need a product in mind to talk to us. Book a conversation about where you are and what you are working toward — no charge, no obligation, and someone local who knows the ground here.
Read the full Contest Rules and how to enter
No purchase or product necessary. A free alternate entry method is available and is set out in the Official Contest Rules. Open to eligible British Columbia residents age 19 or older who are or become StellerVista members in good standing. Conditions apply.