Borrowing Built for Your Goals
Personalized loans tailored to help you achieve your financial aspirations.
Mortgages
Buying a home, thinking about your first home, or planning a move? Explore mortgage options built for the way people buy in the Kootenay/Boundary.
Personal Loans
From debt consolidation to vehicle loans and everything in between, a personal loan can help you tackle big plans with predictable payments.
Debt Consolidation
The Community Bond is our limited-time term deposit special, offered twice a year (January–March and September–November). It’s a straightforward way to lock in a competitive return for a set term—while keeping your money working in the communities we all call home.
Lending Calculators
See how much your business can afford to borrow and what the projected repayment schedule looks like.
Lines of Credit
Keep cash on hand for everyday flexibility, a safety net for the unexpected, or the occasional bright idea with a line of credit you can draw from as you need it.
RRSP Loans
We offer exceptional rates to help you reach your goals
If you have unused RRSP contribution room from previous years or you need to borrow a lump sum for just this year’s contribution, an RRSP loan can help you catch up and take advantage of the tax savings and investment growth opportunities of an RRSP.
Why CreditMaster®?
Local Decisions. Local Approvals. Local Money.
All of our personal mortgages are available with our CreditMaster feature — a product designed by members to save you money NOW and in the future!
- Capitalize on the equity growth in your home, while avoiding future legal costs, and receive preferred pricing on future borrowing.
- An unlimited number of loans with the flexibility of choosing your term length, open or closed, fixed or variable.
- One-time registration and legal fees will save you time and money.