Guaranteed Terms

Destination: Wealth Building.

Secure steady returns for your financial future with Guaranteed Term Deposits.

Feeling a little stuck or bewildered when it comes to investing?

A StellerVista guide can get you on the right track.

It doesn’t matter if you have $50 or $50,000 to contribute. It doesn’t matter if you don’t have a clue what a TFSA is. The point is to build a plan and get started (or get back on track) of pursuing it. Our team can give you the tailored advice and support you need to start or reboot the savings plan that works for you.

Book a free, no obligation investment consultation and we know you’ll feel more comfortable and confident in your financial future.

Looking for more?

If you’re ready to go beyond the basics, StellerVista offers access to highly qualified wealth advisors who are certified to help you invest in meaningful ways. Whether you’re interested in bonds, mutual funds, index funds, or other securities, they have got the expertise to guide you, no matter where you’re starting. From self-guided investing to full financial planning and wealth management, our team will help you get started.

Summer Saving Special

12 Months Redeemable
Cashable after 90 days with no penalty
24 Months Redeemable
Cashable after 180 days with no penalty
12 Months Non-Redeemable
Auto renews into a 1-year term at maturity
24 Months Non-Redeemable
Auto renews into a 2-year term at maturity
60 Months Non-Redeemable
20% of original balance redeemable on anniversary with no penalty
Rates as high as:2.35%*2.45%*3.55%*3.60%*3.70%*
  • Interest compounded annually or paid to account.
  • Health/Job Interruption Feature: no-penalty redemption (in whole) in case of a medical emergency or job interruption.
  • Patronage Rewards apply.

*Promotional rates are shown as high as – terms and conditions apply, and are dependent on new money being brought to the credit union. Please note that all rates and promotional offers are subject to change without prior notice. Our credit union reserves the right to modify or end any rates and promotions at any time based on market conditions or other factors. We encourage our members to check our website regularly or contact us directly for the most current rate information.

Savings Opportunity for Building Wealth

StellerVista offers a full range of Term Deposits, from short to long term, at highly competitive rates.

Key Features

Maximize the tax benefits of
our registered plans

​From RRSPs to TFSAs, we offer a range of tax-sheltered investment plans to help you save for your big goals.

Looking for a different way to grow your savings?

An Index-Linked Term Deposit

gives you the security of guaranteed principal, with the opportunity to earn returns tied to market performance instead of traditional savings rates.

It’s a great option for anyone who wants more growth potential while still keeping their original investment protected. Click to learn more about how it works and whether it could be a fit for your goals.