Credit Cards

Time for a New Card?

Our card selection tool will work through a few simple (and quick) questions with you to find the card that meets your unique needs.

Cash Back Visa Infinite*

Premium cash back rewards. Learn more >

Centra Gold Mastercard®

Premium rewards lower fee. Learn more >

Visa Infinite*

Premium travel and rewards. Learn more >

Current Bonus Promotions:

0% Balance Transfer

Pay 0% interest for 9 months on eligible balance transfers booked during the offer period. A 3% transfer fee applies. Great if you’re looking to reduce interest and pay down debt faster.

This summer, every StellerVista credit card application is your entry to win. Get approved for any of our cards between now and September 30, 2026, and you’re automatically entered to win an all expenses paid, five night trip to Halifax or St. John’s. The grand prize is valued at up to $14,000 and includes flights, a four star hotel stay, a rental car, $1,000 in spending money and a local experience to remember. Apply online or learn more at stellervista.com/infinite.

Contest terms and conditions apply.

Open a new membership and an eligible credit card to earn 10,000 Flex Rewards points (≈ $100 value) after your first purchase. It’s a simple way to start earning rewards right from day one.

Get your first-year annual fee rebated on select eligible cards when you activate your card and make your first purchase within the required timeframe. Rebate amounts vary by card.

If you’re 18–27, you can earn a one-time $100 statement credit when you’re approved for an eligible credit card and complete the activation + first purchase steps. A great way to start building credit while you build your future.

New to Canada? Get a one-time $100 statement credit when you’re approved for an eligible credit card and meet the activation requirements. Designed to help you start building credit and settle in with confidence.

Cash Back Mastercard®

Cash back on all spending. Learn More >

US Dollar Visa* Card

Rewards for US Spending. Learn more >

Classic Mastercard®

Simple, reliable, no fee. Learn more >

*Trademarks of Visa Int., used under license.

We are currently hearing about a scam making the rounds. Someone calls saying they’re from Collabria, claims there’s “suspicious activity” on your credit card, makes claim of some few fake transactions (that never happened) to concern you — and then asks for your online banking login, your password, or the security code that gets texted to your phone.

Don’t give any of it to them. Hang up.

A few things worth knowing:

  • The number on your call display can be faked. Even if it looks real, it might not be.
  • We will never call you out of the blue and ask for your password or a verification code. Neither will our credit card provider Collabria.
  • If a call feels off, trust your gut. Hang up and call us back using the number on the back of your card or from our website.
  • If you’d rather sort it out face-to-face, come into any of our branches. We’re happy to help you check on your account.

If you think you’ve already shared something you shouldn’t have, get in touch with us right away — the sooner we know, the sooner we can help.

Report Fraud

Need a credit card for
your business?

​We have that covered too, with a suite of cards ranging from low interest rate to no fee cash back!

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24/7 every day of the year

​Our friendly experts will answer your questions quickly.

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