​Commercial Lending

Thinking of purchasing an income-producing or commercial property? We offer commercial mortgages on multi-family housing, industrial and commercial/retail buildings.

Whether you're dreaming of building the perfect premises for your business, or have your sights set on a larger project like an office complex, a warehouse or a shopping centre, we can help you bring your project to life with a construction mortgage.

• Choose a variable rate, fixed rate, or combine both
• Re-advanceable so that you can borrow against the equity in your property
• Excellent prepayment options – prepay up to 20% annually
• No extra legal costs if you want to use the equity in your property for future purchases with the benefit of preferred pricing

Your dream home starts with the perfect plot of land. We will lend up to 75% of the land price and requires that you begin construction within 1 year. This land loan can then be converted to your construction mortgage to save you the additional payment.

Whether your business needs a new building, new equipment, a new vehicle, or a total makeover, our business term loan can help you bridge the gap.

In partnership with the federal government, we help finance purchases or improvements that help your business succeed. 

Visit the Government of Canada website for more information. 

Our Business Line of Credit gives you ready access to the funds you need, as you need them, stabilizing your cash flow, boosting your purchasing power, and giving you added peace of mind that you can cover any unexpected expenses that come up. 

Need to build trust with a new supplier? Our letters of credit help you establish a solid relationship with new partners when you don't have a history with them.

Options include: 

• Clean, Documentary, and Restricted Credit
•  Irrevocable Credit
•  Revocable Credit
•  Revolving Credit
•  Open Form
• Transferable

In partnership with Concentra, we help you lease the equipment you need without the high cost of ownership.