**Receiving a new card by mail? If your new card is a replacement, your current PIN remains active and is ready for use. For new cardholders, a confidential PIN will be mailed to you shortly, and you will need this before using the card. In both cases, you may change your PIN at any branch or through any credit union ATM at your convenience.
How to pay using Interac Flash: At any terminal that accepts Interac Flash, simply follow these steps:
- Hold your card no more than 4 cm in front of the terminal
- A beep and/or approved message will indicate your transaction is done
- The purchase amount will be deducted automatically from your everyday bank account
Note: For security purposes, we’ve set spending limits for your Interac Flash transactions:
- A single transaction can’t exceed $250
- There is a $400 cumulative daily spending limit
First-Time Use and Troubleshooting Tips for SVCU Debit Cardholders:
- For all our SVCU debit cardholders, we would like to remind you that your card's first use must be authenticated using the chip and PIN method. This initial step is crucial for activating your card's full range of capabilities.
- Additionally, in the event that the tap function does not work on subsequent transactions, please use the chip and PIN option to ensure your transaction is processed successfully.
When you reach one of these limits, you’ll be prompted to insert your debit card and enter your PIN. This is an added layer of protection that confirms you are the legitimate cardholder. Insert your card, enter your PIN, and your Interac Flash limits are reset.
Lost or Stolen Debit Card?
During business hours, call for support: 1.866.960.6666
After hours:
Call 1.877.251.5230 (in North America)
Email Technical Support